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Payday Loans Online Same Day is available through Mypaydayloan.com. To receive a same-day loan, you will need to apply and be approved before noon. If you are approved before noon EST, you will receive your deposit by 5:00 PM through our ACE Cash Program. If you miss the cut-off the funds are deposited the next business day. With Mypaydayloan.com you can apply for a same-day loan from the comfort of your own home. The application process is fast and easy.  

Unlike a bank, no collateral is required to obtain a small same-day loan. All that you need is to have verifiable employment, to be a U.S. Citizen, to be at least 18 years of age, and have an open checking account. If you meet all the requirements and need emergency funds, start your same-day loan application today.  

Need a same-day cash deposit? Learn more about the ACE Cash Program.

How Do You Know If You Have Been Approved? 

Easy. You will know that you are approved for a payday loan once you receive an email stating so. You should pay close attention to all emails that you receive from Mypaydayloan.com and should read through them carefully and fully. Email is also how the underwriting team will be communicating with you if additional documentation is required to complete the verification process.  

When Will You Receive the Funds? 

If your approval confirmation is received by 11:50 AM EST, the funds will be deposited into your bank account by 5:00 PM in the time zone you reside in. Same-day loans are not issued if the application is not approved by the cut-off time.

What Happens If You Miss the Cut-Off Time?  

If your application is submitted after the cut-off time, you are still eligible to receive funds in your account by the next business day. Keep in mind, when applying for same-day loans, same-day is not offered on weekends or Holidays. 

What Should You Do After Receiving the funds? 

After receiving the funds, you need to refer to the Check Advance Agreement to confirm your due date. Once your due date is confirmed, you can visit the payments section and set up your payment request for your upcoming due date. The payment will automatically be withdrawn from your checking account. The Mypaydayloan.com staff can help you if you need assistance setting up your request, or run into difficulties. If you haven’t submitted your request, you will be sent an email reminder to make payment.  

Why Choose Mypaydayloan.com? 

Because it is difficult to foresee a financial emergency, we make it fast and easy for you to apply for a same-day payday loan. No need to burden your family and friends or feel pressured to sell personal possessions that you have worked hard for. Same-day payday loans at Mypaydayloan.com allow you to apply, be approved and have money in your bank by the end of the day.  

We know that your time is valuable, so we have made the Cash Advance loan application form as painless as possible. You can apply in a matter of minutes! 

Mypaydayloan.com can help you with any questions or concerns about the application process. Our staff is friendly and professional. Our staff is also bilingual, they speak English and Spanish. Start your application with us.

Next-Day & Same-Day Funding cut-off times:

1. If your payday loan application is received and approved before 11:50 a.m. EST Monday through Friday, you should receive the funds the same day by 5:00 p.m. your time (If the same day funding is requested)
2. If your payday loan application is received and approved after 11:50 a.m. EST Monday through Friday, you should receive your funds by the next business day.
3. If your payday loan application is received and approved Saturday or Sunday, you should receive your funds Monday or the next business day by 5:00 p.m. your time (If same-day funding is requested)
4. If your payday loan application is received on a bank holiday, your application will be reviewed and approved the next business day.

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